Critical Illness Insurance Coverage

The Critical Illness Insurance Plan can assist with the multitude of expenses and high costs associated with the initial diagnosis of a critical illness such as a heart attack, stroke, cancer or coronary artery disease.

The Critical Illness Insurance Plan pays a lump sum benefit upon the initial occurrence of a covered critical illness. Eligible enrollees can purchase coverage from $5,000 to $50,000 (in increments of $5,000).

Dependent coverage will be available at 50% of the primary members amount

The following benefits and coverage are available with the Critical Illness Insurance Plan:
  • Category 1 Benefits
      Heart attack | Stroke | Heart transplant | Coronary bypass surgery | Angioplasty | Stents
  • Category 2 Benefits
      Major organ transplant | End-stage renal failure | Paralysis | Burns
  • Category 3 Benefits
      Invasive cancer | Carcinoma in situ | Prostate cancer (TNM classification of T1) | Skin cancer | Cancer wellness
  • Optional Benefits
      Cancer screening wellness plan