Whole & Term Life Insurance Coverage

A life insurance policy can protect your family by providing protection against the loss of income; provide coverage for specific financial obligations such as a mortgage; or help ensure that your family's quality of life is preserved. Above all, it can provide you with the peace of mind of knowing that your loved ones will be financially protected.

Term life insurance provides guaranteed level for a fixed period with no increase, and can provide higher benefits and lower cost than whole life insurance.

Whole life insurance is permanent insurance, which means that a payout is guaranteed as long as premiums are paid as specified in the policy. And every payment you make helps grow a cash reserve (or cash value). Your cash value may eventually reach a point where you can borrow money from it for emergencies and major expenses without any tax consequences in most cases.

Individual and Family coverage is available for this plan.

Whole & Term Life Insurance Benefits:
  • Whole Life Insurance
    • Guaranteed issue - if no hospitalization within the past 6 months; diagnosis of termnal illness or cancer;
    • No physical or blodwork required
    • Up to $75,000 in benefits
    • Special group pricing on rates


  • Term Life Insurance
    • Guaranteed issue - if no hospitalization within the past 6 months; diagnosis of termnal illness or cancer;
    • No physical or blodwork required
    • Up to $150,000 in benefits
    • Special group pricing on rates